Posts in category 'Rrein'
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12
The Best Is Yet to Come for Homebuyers
It's a seller's market out there, and for homebuyers, the struggle this spring is real: few affordable options, and price growth that just won't quit.
Another issue's working against them, too: timing.
According to a recent analysis by Zillow, the best time for buyers isn't spring, but summer—the end of summer, that is. Why? There's more supply as the season winds down, specifically in August, and sellers who weren't so lucky earlier on become anxious to unload, cutting prices before the weather changes and the school year starts.
In the analysis, August had more listings than any other month (8,000 more in L.A., for instance), and saw the highest share of listings with lowered prices. Comparing reductions over the spring and summer months:
6
Getting Ready to Rent? Buying Might be a Smarter Choice
Between down payments and closing costs, buying a home is a big financial commitment that may seem out of reach for those who ultimately choose to rent instead. However, in today's market environment of rising rents, the difference in cost between renting and owning is actually narrowing, making this a favorable time to buy a home in most U.S. cities.
According to the Beracha, Hardin & Johnson Buy vs. Rent (BH&J) Index, 15 of the 23 cities covered are solidly in buy territory, while another five are only marginally in rent territory.
Want to know if buying is a better than renting for you? Ask yourself the following questions:
How stable is my employment situation? Lenders will take the length of time you've spent at your current job into consideration, so if you've jumped around a lot or just started a new position, that may work again...
24
Know Your Real Estate: 5 Researching Tips for Homebuyers
Being a first-time homebuyer can be an intimidating prospect; it seems like there's so much to learn! The process doesn't get less challenging the second or third time around. Here are five tips to help you research and prepare for your next home-buying experience.
Location, Location, Location
It's a cliché but it's true: location really is the most important part of the real estate equation. However, the right location isn't the same for everyone. Take your family's priorities into account and know where you would buy a home and where you would not. Try to be flexible; if you're longing for a place with a yard, then a balcony might not cut it—however, a roof deck might! Always look for the exception to the rule. It's also a good idea to compare home prices around the home that you're considering. This wi...
16
When it Comes to Homeownership Decisions, Pets Rule
A lot goes into the decision to buy, sell or remodel a home. After all, this is one of the most significant investments of your lifetime, so there are a lot of factors to be weighed and considered...including how happy your pet will be.
Yes, you read that right. In fact, 81 percent of respondents to a recent report from the National Association of REALTORS (NAR), reported that animal-related considerations play a role in determining their next living situations. In 2016, 61 percent of U.S. households either have a pet or plan to get one in the future, so it stands to reason that our animal companions will play a significant role in our housing decisions for the foreseeable future.
According to NAR's 2017 Animal House: Remodeling Impact report, 99 percent of pet owners said they consider their animal part of the family, and 89 percent of those s...
9
5 Tips for First-Time Homebuyers
(TNS)—You've decided to go for it. You know mortgage rates are enticingly low.
Buying a home can be thrilling and nerve-wracking at the same time, especially for first-time homebuyers. It's difficult to know exactly what to expect.
Take these five steps to make the process go more smoothly.
Check Your Credit
Your credit score is among the most important factors when it comes to qualifying for a mortgage.
"In addition, the standards are higher in terms of what score you need and how it affects the cost of the loan," says Mike Winesburg, formerly a mortgage planner in Wheeling, W. Va.
Scour your credit reports for mistakes, unpaid accounts or collection accounts.
Just because you pay everything on time every month doesn't mean your credit is stellar. The amount of credit you're using relative to your available credi...