Posts from January 2014
Coldwell Banker American Homes Blog
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January
30
30
Q&A - Changes in The Mortgage Environment
Here is just some Q and A answers about the current changes in the mortgage environment. Please take a few moments as this may give you a better understanding of how the lending environment is changing. Also understand that PNC is moving full steam ahead to portfolio NON QM loans that others may not have the ability to do so.
- Q: What are the new rules, and where did they come from?
- A: There are several terms to know. The first is the "ability-to-repay" rule. It was required by the 2010 Dodd-Frank financial overhaul legislat...
January
30
30
10 Reasons to Buy a Brand New Home
Much like the rest of the real estate industry, new home construction is on the rise! Are you a real estate agent who sells or even specializes in new builds?
Below is a list of the top ten reasons for home buyers to buy a brand new house. Feel free to use this information during your buyer consultations, share it on your social media platforms and with your clients.
1. Design the home of your dreams
When you elect to buy a home that hasn't been built yet, you get to enjoy the process of designing your dream home. This includes being able to pick the floor plan that's exactly right for you. Want all the bedrooms upstairs? Or a master suite downstairs? Done. There's no...
1. Design the home of your dreams
When you elect to buy a home that hasn't been built yet, you get to enjoy the process of designing your dream home. This includes being able to pick the floor plan that's exactly right for you. Want all the bedrooms upstairs? Or a master suite downstairs? Done. There's no...
January
29
29
Energy-Efficient Solutions for Your Home
For many people, a trip down the lighting aisle can be an overwhelming experience, especially when considering the many energy-efficient lighting options available. Whether looking at light-emitting diode (LED) bulbs or compact fluorescent technology (CFL) bulbs, there are some factors you should think about before making a purchase.Recent studies have found that most homeowners aren't ready to make the leap to newer energy-efficient lighting solutions, such as LED and CFL. But those who are making the switch from incandescent bulbs to GE Energy-Efficient Soft White bulbs are doing so at a rate of two-to-one, comp...
January
28
28
3 Buying Tips 2014
EAST MEADOW, NY, Feb 04, 2014-As the market makes steady moves toward a solid recovery, more and more hopeful homeowners are entering the playing field. If you're looking to buy a new home this year, be it a downsize, vacation home, or your very first house purchase, follow these three tips, offered by Michael Litzner, Broker of Century 21 American Homes.
Check into reality
Instead of daydreaming your ideal home, make a list of what things are absolutely essential: a specific number of bedrooms, close proximity to work or your child's school, a decent-sized yard. "Once you know what you need, but before you begin your actual house hunt, start looking at what sold in the last six months that fits your bill," says Litzner. See what the selling prices are looking like, and figure out if you can afford a similar price tag. If you can't, it might mean waiting a bit, or reassessing your needs.
Get pre-approved, not pre-qualified
Many people...
January
27
27
Homeowners' to Do List: Revamp Your Garage
If your garage is musty, cluttered or downright chaotic, don't stress. In the following article, Michael Litzner, Broker of Century 21 American Homes gives us a few tips to take your garage space from disorganized and dirty to livable, or at least lovable.
Sort. "The first step to organizing your garage is clearing out anything you no longer need," says Litzner. Donate old items (like kiddie toys your troop has long outgrown) and toss anything no longer working.
Clean. Now that you're only keeping the essentials, clean your garage from top-to-bottom. Powerwash the floor, scrub down the walls, and get into every nook.
Paint your floor. Once your floor is clean, Litzner suggests, give it a glossy coat of paint. Use an epoxy paint, which provides a tough finish that will hold up longer and resist cracki...