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Consumer confidence improved in November, rising 15 points and reaching its highest level since July. With consumers' view of business conditions perking up, and their opinion on job conditions brightening, positivity seeps into what has been a fairly negative past few months. The Index now stands at 56.0, up from 40.9 in October. The Present Situation Index increased to 38.3 from 27.1. The Expectations Index rose to 67.8 from 50.0. The monthly Consumer Confidence Survey®, based on a probability-design random sample, is conducted for The Conference Board by Nielsen, a leading global provider of information and analytics around what consumers buy and watch. The cutoff date for the preliminary results was November 15th. Says Lynn Franco, Director of The Conference Board Consumer Research Center: "Confidence has bounced back to levels last seen during the summer (July 2011, 59.2). Consumers' assessment of current conditions finally improved, after six months of steady declines. Consume...
Even during a recovering economy there are people relocating, downsizing, getting married, starting families and buying a second home. Life goes on. Something to keep in mind, however, is that moving is not the only way to change your environment. Feng Shui is the flow and containment of energy (Qi). Good Feng Shui is the relationship between nature, landscape, buildings and the happy people inhabiting their environment. There are simple practices that can deeply improve the energy in your home or office. Try the following and make a positive change in your life: 1. Get rid of your clutter. Clean, scrub and organize. Make room for new and wonderful things to come into your life! 2. Electromagnetic fields minimize your health and wellness. Move computer screens and televisions further away from you. Even a small difference in distance can make a big difference in your exposure. Pull plugs out of the outlets when you are not using them. Think of options to replace the use of some of...
Credit score requirements for loans are higher than they have been in the past, so a good credit score is more crucial than ever. In today's economy most lenders are looking for credit scores of 720 or higher to secure a low mortgage rate. Here are seven ways to build up your credit score so you can enjoy the best interest rates available.
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EAST MEADOW, NY, Nov 06, 2011-When you're in the market for a new home, one of the first things you should do-after getting your finances in order and deciding on a few choice locations-is determine the style of house you are looking for. "Often, I meet with a client who has begun their house hunt, but really hasn't narrowed down the type of property they are looking for," says Michael Litzner, Broker of Century 21 American Homes. Litzner goes on to note that many clients aren't sure how to differentiate among the various property styles, so when they browse listings they don't know what to keep an eye out for. Below, Litzner explains a few of the most popular home styles. Victorian - These homes are ideal for those interested in unique architecture, large porches and picturesque bay windows-all features typical of the Victorian style of home. "As they are older homes, Victorians often need a lot of work, and can vary in price greatly. While it is possible to find upd...
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