Posts from June 2014
Coldwell Banker American Homes Blog
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June
27
27
Tips for First-Time Homebuyers
With the summer real estate season upon us, many Americans are considering purchasing a home over the next few months. The total mortgage originations market is estimated to be around $1 trillion in 2014. With that in mind, the Independent Community Bankers of America® (ICBA) and the nation's more than 6,500 community banks are on hand to help homebuyers navigate the mortgage process.
"Buying a home is likely the biggest purchase anyone will make, and community bankers are an excellent resource to help guide consumers through the process," says John Buhrmaster, ICBA chairman and president and CEO of 1st National Bank of Scotia, N.Y. "With new mortgage rules and regulations in place, community bankers are available to help potential homebuyers by providing accurate and well-informed information. Com...
June
23
23
Top 10 Ways to Save around the House
Renters and homeowners across the country are taking savvy approaches to save money around their homes. In honor of National Home Improvement Month, Homes.com, leading online real estate destination, and sister site, ForRent.com, sought out the top 10 tips to save money around the home, using little time and effort and offering inexpensive solutions. From do-it-yourself projects to updating small appliances, everyone can take advantage of these easy tips on a dime.
1. Programmable Thermostats
Utility bills can be daunting. In the summertime, the cold air needs to be on full blast and in the winter, everyone wants to feel warm and cozy. Programmable or "smart" thermostats are an efficient and inexpensive way to save hundreds of dollars on year...
June
18
18
Myth vs. Fact: Home Buying
Buying a home is a big commitment, and it's important to get the right information before making such a big decision. Like anything else, do your research beforehand. There are plenty of misconceptions when it comes to real estate and where you should spend your money but we are here to help.
Myth 1: You should get pre-qualified for a mortgage loan after closing on your house.
Fact 1: Early in the process, you'll want to get pre-qualified for a mortgage loan. It enables you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mort...
Myth 1: You should get pre-qualified for a mortgage loan after closing on your house.
Fact 1: Early in the process, you'll want to get pre-qualified for a mortgage loan. It enables you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and can afford to buy the property. A pre-approval is a simple calculation done by a mort...
June
18
18
Meet Randy Saa
Randolph A. Saa is the Sales Director for Century 21 American Homes- Fine Homes & Estates Division. He commenced his real estate career nine years ago with the very same firm in Baldwin Harbor, NY & within three years had become partner & managing director of the firm's first start-up office within Queens, NY. Accompanied by an extraordinary team of individuals, the office has flourished as a family setting, all the while maintaining a position within the top 21 Century 21 offices within the northeast region. By surrounding himself with exceptional individuals throughout the industry, he has continued to grow in a number of arenas. He presently sits on the Century 21 Brokers Council as Vice President of the Queens region and accompanied by the rest of the council members, oversees the advancements of over 4,50...
June
17
17
Meet Michael Kenduck
Michael Kenduck launched his career when he was only 19 years old at a real estate law office. Michael's passion for business development & finding untapped opportunity led him into the real estate broker space 3 years later where he purchased Cruse Real Estate and started his mission to conquer default real estate.
Michael took Cruse from 1 office and 16 properties to 3 offices and a peak of over 350 properties under their management. He earned national recognition for industry leading default real estate services, is named by the National REO Brokers Association (NRBA) as NY's Master Broker, and established himself as the local expert on foreclosures and short sales.
At 29 years old, Michael proudly merged Cruse Real Estate with Century 21 American Homes creating a brand like no...