Buying

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Buying a Home | Home Purchase Guidelines | Long Island Homes and Property | Real Estate for Long Island | Energy Efficient Homes | Homeowner Tax Credits | Tax Credits for Home Energy Efficiency | Adjustable Rate Mortgages | Mortgages for the Long Island real estate market | The Right Mortgage for the Right Home Buyer | Real Estate Question of the Day! | Real Estate - scams and mortgages | What you need to know about real estate | Home Purchase Savings | Interest rates offer greatest leverage | Tax credit vs mortgage interest rates | Assisted Living | VA Special Pension | home loans | Home mortgage rates | Another Interest Rate Drop | Mortgage Interest Rates | Defending homeownership | Is now the time to buy a home? | Real Estate - still a great investment | Long Island condo & co-op | Long Island Homes for sale | Long Island Properties | Negotiating house purchase price | New construction on Long Island | Real Estate transfer fees | buy your home through a short sale purchase | selling short with the banks approval | Short sale home purchase | $2000 home buyer grant | New York State home buying grants | home list price vs. home sales price | negotiate a new home sales price | New York State STAR tax exemption | STAR tax exemption for New York homeowners | Buyer Brokerage | Real Estate Representation | Seller Agency | Tips for improving your credit score | Home and property appraisals | Homeowner Tax Advantages | Home Purchase Track | Owning a home vs. Renting | 55+ Adult Community | Senior housing | The Season's at East Meadow | co-op | Condo's | Homes | land for sale | Why Now is a Great Time to Buy a Home on Long Island | Homeownership | Open House weekend | home buying process | mortgage prequalification | Real Estate Investment Tips | Tips to Flip your real estate | Home Shopping Checklist | Look for a house with a checklist | ips to purchasing a short sale home | Short sales: How to purchase | Cut energy costs for your home | home energy efficiency | Loan application mistakes | mortgage loans | mortgage home loans | What home loan is right for you? | house hunting | Hunting for a home | Common Home Defects | What to look for when buying a home | first time home buyers | The 1st time home buyers guide | mobile based home search | Mobile phone users - coupons | smart phone applications | Housing Market Recovery Bright Spots | Natianal Housing Market Report | Home Closing - contract to closing | Home purchase timeline | 203k home mortgage program | Home Improvement Funding | Myths of the real estate market | The Home Buying Process | narrow down your home search | The Best location for your home purchase | buying a home? protect your credit! | credit protection | Home value pitfalls | home closing steps to take | New home closing | Home Styles | Popular Homes | best interest rates | credit scores | Create Energy within Your Home with Feng Shui | Feng Shui within your home | consumer confidence | home buyers more confident in housing market | Real Estate market impact | Rent verse Buy | Renters Outspend Owners on Housing | Benefits of home buying | Winter shopping for homes | Consumers confidence in home ownership | Homeownership attitudes | Real estate tax advantages & tips | Tax tips for homeowners | job opportunity | real estate agent | real estate career | rental agent | 1st time home buyer tips | priorities for home buyers | make moving fun for family | Moving for the family | Buy a foreclosure | REO purchase tips | Tips to buying a foreclosure property | Use a real estate agent to buy a home | Use a real estate agent to sell a home | Why use a real estate agent | Home Buying steps | Home Buying tips | Stepr to take prior to buying a home | home loan good faith estimate | Tips to your home loan mortgage | FICO Scores | How FICO scores are calculated | Your FICO score | Invest in a home | tax refund - invest it in your home purchase | VA Loan | The Home Buyers Wish List | Home buying expectations | real estate market report | Bidding on real estate properties | purchase offers for your home | home mortgage | downsizing your home | moving to a smaller house | Jumbo Loans for Home Purchase | Mortgage Money Lesson | newlywed home purchasing tips | The perfect wedding gift... a new home | Avoid these home buying mistakes | common mistakes when buying a home | Good News for Housing | Home Price Index | Bank fees for the homeowner | understanding banks and their fees | Home Inspections for your new home purchase | What to know about home inspections | Fire safety for your home | Is your home fire safe? | Home Mortgage programs | LTV | Mortgage loan to value | Mortgage relief for disaster challenged areas | Location | Property location - real estate | buying a short sale property | short sale tips | buying a home - best investment? | When is the best time to buy? | New Years resolutions | Resolutions: a Reality for Realty's | Get a mortgage after foreclosure | mortgage financing - after foreclosure | Is it a good time to buy a home? | What age is old enough to buy a home? | Buy a short sale property | Short Sale real estate properties | Home property tax deductions | real estate tax deductions | Real Estate License School | Apartment Rentals | House Rentals | Real Estate Rental Agent | House Hunting Tips | Simple house hunting tips & ideas | Mortgage advice - current trends | mortgaging & refinancing in 2013 | Good credit score = best equal rates | How to build up your credit score | lease - option to buy | Rent with option to buy | Avoid Home Improvement Blunders | Home improvements ideas for the property owner | Home Buyers - What do you really want? | Needs & wants of home buyers | mortgage loans for new home construction | New construction home loans | Home Buyers - Price & proximity to work | Key Concerns for the home buyer | Impressive mortgage applications | Keys to getting your mortgage approved | Home buying mistakes to avoid | Home purchasing blunders to avoid | New homes vs older homes | to buy or not to buy a home | pet friendly rentals | Pets or no pets - apartment rentals | tips for home purchasers | Flipping houses | home flpipping 101 | spec houses | home buyer how to's | how to be a better home buyer | Mortgage amortization | A happy home | What makes you really happy? | Low housing inventory | Low inventory housing market | Home prices on the rise | Rising property values | Home buyer tips to open houses | Open House etiquette | Winning a home purchase bidding war | Home mortgage rate tips | mortgage tips for the new home owner | Home Equity Line versus 2nd Mortgage | buy a new home or expand your current home | Home improvements vs. new home purchse | Mortgage Rate Lock | Residential home mortgage rates | Improve your economic profile for home mortgage | Personal Finance | Costly problems for new home buyers | New home buyers avoid costly problems | Handy man special | The home fixer-upper | How to refinance | Refinance - without perfect credit | Debt to Income | Tackling Debt | Seasonal real estate trends | The fall season housing market | Factor in home repairs in your mortgage payment | Home repairs for new home purchasers | Home sellers negotiation techniques | negotiations for home buyers & sellers | The home buying process - stress free | The process of buying a home | Recently Read | Saved for Later | Great Neck | Massapequa | Huntington | Ronkonkoma | Brooklyn | East Meadow | Coldwell Banker American Homes | Local Attractions | Home Improvement | Interior Design | Queens | Fresh Meadows | Long Beach | Local Businesses | Farmingdale | Home selling | Suffolk County | Nassau County | Wantagh
September
21

Homes come in different shapes and sizes, as well as ages. Here's how to figure out if you should buy a new or old home.

Brand new construction or an old classic house — which is best for you? The thought of being the first to live in a new home can be enough to sway many towards the first option, but there are also many who believe they simply don't make homes like they used to.

The truth is, there isn't a right or wrong answer. Both new homes and old homes can be perfectly viable options and solid investments. However, our real estate agents believe it's important to consider the pros and cons of both before you make your decision. Here are some important factors to consider:

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August
8

Buying a home is exciting, but you want to make sure you choose the best one for you. Here's what you should do before making any offers.

When you finally find the perfect home, it can be hard to hold back your excitement. Shoppers often want to act fast and submit an offer as soon as possible. However, before rushing into things, remember buying a home is a big decision and one of the largest purchases you'll ever make. It's important to take a step back, do your research, and evaluate all the property facts.

When our clients finally find the right home, our real estate agents always encourage them to take these steps before submitting an offer:

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June
6

If you're buying your first home, you want the process to go smoothly. Here's how you can ensure a trouble-free purchase.

Diving into the real estate market for the first time can be fraught with uncertainty. From deciding where to live to negotiating a contract, there are many big decisions to make, and it can be easy to make mistakes along the way.

According to our real estate agents, the best way to prevent mistakes is to do your research and work with a qualified expert. Here are some of the most common mistakes we see first-time home buyers make:

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May
9

Saving up to buy a home? Here's how much you'll need to secure your dream home.

Buying a home is one of life's largest expenses. If you're a first-time buyer, it can be challenging to determine exactly how much you need to save before making a purchase. Closing on a home involves many different payments, fees, and taxes. Keeping it all straight, let alone coming up with accurate estimates, can be difficult, to say the least.

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April
11

If you're buying your first home, you definitely want to avoid any holdups. Here's how you can make your buying journey go smoothly.

Buying your first home is a major milestone, but in today's market, it can often feel like the cards are stacked against you. Rising interest rates, high prices, and low inventory can make purchasing your first home a challenge. But if you're planning to hit the real estate market this year, don't be discouraged. According to our real estate agents, patience and preparation are the keys to successfully buying your first home in 2022. Here are some tips we often share with our clients:

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December
20

EAST MEADOW, NY, Dec 20, 2013-Perhaps you're several years away from buying a home. However, whether you plan to make a move in one year, or five, there are steps you should be taking now to get ready for homeownership on the horizon. Gather good credit – "From gaining credit to keeping a close eye on it, credit is a huge deal when it comes to applying for a mortgage," notes Michael Litzner, Broker of Century 21 American Homes.Things like credit cards, car payments, student loans and even phone bills can establish credit, so you may already be well on your way. If you haven't built up credit yet, don't worry. Open a line of credit and use only what you can pay off each month.plus "Another way to establish credit and prove you're a responsible potential homeowner is to have your current home rental-if you have one-in your name," suggests Litzner. This works for utilities like electric and even cable, as well.   Save – From down payments to closing costs, purchasing a home is a pricey process, and that's before you factor in any needed repairs and that new dining room set. "Don't count on that check your parents promised you for your first home," says Litzner. "Lenders look at how long funds have been in your account when considering you for a mortgage, so be sure to start saving now." Set up an automatic transfer that saves a little of your monthly paycheck to bolster your savings account. Educate – No matter how financially prepared you may be for your first home, hunting for and buying a home is still a lengthy and often arduous process. Start researching the mortgage process now so that by the time you're ready to make a move, you have a wealth of knowledge, and resources. For more information on obtaining a mortgage, please contact Century 21 American Homes  1-800-270-6318. Century 21 American Homes is one of the fastest growing real estate brokerages serving Long Island, Queens and Brooklyn. To find out more about an exciting career in real estate contact us at careers@c21amhomes.com.

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