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Most financial experts agree that everyone should have three months' worth of expenses saved for an emergency at minimum. Ideally, the average person should aim for six months' to a full year's worth of expenses saved to recover from a job loss or emergency, or allow the flexibility to change jobs as you desire.

If you are far behind this recommendation, you're not the only one, but there are painless ways to save money without even thinking about it. Here are some options.
Automatic Savings Transfer
Saving is harder when you have to make the choice to do it. Take the decision-making out of the equation by devoting a certain amount of your paycheck to go into sa...
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