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10
Transform Your Home With The Colors Of The Year
An interior redesign is often a New Years Resolution, and January is the perfect time to begin making your plans. If you need a little bit of inspiration, our real estate agents always recommend checking out the 2022 colors of the year.
Every winter, paint manufacturers announce their picks for colors of the year. These tones often reflect current trends as well as the overall state of the world. They're always beautiful and can really help drive new ideas for creative design in your home. If you're looking to make your interior stand out like these Brooklyn homes for sale, here are some of our favorite picks for the 2022 colors of the year.
4
January Events Across Long Island
Our real estate agents love all the possibilities that come with the new year: new design trends, new movies and shows, but best of all, new events in the neighborhood. Long Island is a bustling and diverse community that's unlike any other, so you can be sure there's always something fun to do locally. Before you make any resolutions — and between viewing Brooklyn homes for sale — take some time to relax and recharge with a winter event! Here are just a handful of the fun events you can expect this January.
2
3 Simple Ways to Save Without Thinking
Most financial experts agree that everyone should have three months' worth of expenses saved for an emergency at minimum. Ideally, the average person should aim for six months' to a full year's worth of expenses saved to recover from a job loss or emergency, or allow the flexibility to change jobs as you desire.
If you are far behind this recommendation, you're not the only one, but there are painless ways to save money without even thinking about it. Here are some options.
Automatic Savings Transfer
Saving is harder when you have to make the choice to do it. Take the decision-making out of the equation by devoting a certain amount of your paycheck to go into sa...
25
Moving? Plan Ahead to Make It Stress-Free
The real estate market is hot, hot, hot. If you are among the many American families relocating to a new home, organization is key.
- Six to eight weeks before the move - Make a list of what you will keep, sell or donate. Plan a garage sale and/or schedule a donation pick-up. Notify schools and/or medical providers. Begin buying or collecting moving boxes, tape, markers and bubble wrap. If you will be using a mover, start getting quotes.
- Four to six weeks out - If you are moving from a rental, notify your landlord. If you will be doing your own packing, start packing non-essentials, such as extra linens, dishes and glassware. Notify utilities to sta...
18
Improve Your Credit Score Before You Start House Hunting
If you want to buy a house and you'll need to take out a mortgage, getting your credit score as high as possible should be a top priority before you begin searching for a home. Your credit score will be used to set your interest rate, so be sure to stay on top of it.
Check Your Credit Reports for Errors
Start by requesting copies of your credit reports from the three credit bureaus: Equifax, Experian and TransUnion. Check them for inaccurate information and dispute any errors. It's important to check all three credit reports since the bureaus may have different information.
Pay Down Debt
Your credit utilization ratio is calculated by d...