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If you want to buy a house and you'll need to take out a mortgage, getting your credit score as high as possible should be a top priority before you begin searching for a home. Your credit score will be used to set your interest rate, so be sure to stay on top of it.

Check Your Credit Reports for Errors
Start by requesting copies of your credit reports from the three credit bureaus: Equifax, Experian and TransUnion. Check them for inaccurate information and dispute any errors. It's important to check all three credit reports since the bureaus may have different information.
Pay Down Debt
Your credit utilization ratio is calculated by d...
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