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Plan on applying for a home mortgage, car loan or new credit card? Lenders will be looking at your credit score to determine if you're a responsible borrower. The higher your credit score, the more likely a lender will qualify you and offer the best terms.

Although boosting your score requires time and discipline, here are five simple steps to take:
1. Pay Bills on Time
When lenders review your credit report, they're very interested in how reliably you pay your bills. That's because past payment performance is usually consid...
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