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If you are interested in remodeling or upgrading essential features on your home, be sure to check if your project is eligible for government funding before you jump in. According to Michael Litzner, Broker of Century 21 American Homes, there are several different home improvement programs funded by the federal government. "If you are making a basic livability repair or improvement to your home-say a necessary addition or a new roof-you may be able to apply for a Title 1 Home Improvement Loan," says Litzner. Private lenders often fund these loans, and HUD insures these loans for up to $25,000 for a singly-family home. However, if you need help refinancing major repairs or rehabilitations to your home, look into a Section 203(K) program. "This is HUD's primary rehabilitation program, and is especially useful for those purchasing 'as is' properties that need a lot of work," says Litzner. If you or someone in your family is a veteran, you may be able to apply for a loan from the Depart...
Sharing their location with retailers in order to receive discounts may be worth the privacy risk for the majority of mobile consumers. Sixty-seven percent somewhat/strongly agree that location-based coupons are very convenient and useful according to a recent mobile survey among smartphone and tablet users conducted by Prosper Mobile Insights™. Respondents answered questions directly on their mobile devices. Further, one in four (25.6%) mobile users say they would prefer to receive coupons on a smartphone or tablet automatically when they are near a store. However, double that number (51.1%) would prefer to receive coupons on their device via email. Manually searching for coupons, scanning QR codes and receiving promotional texts/IMs also rank higher than automatic location-based coupons. Receiving discounts on the spot, though, appears more popular than "checking in" through social media (only 10.3% would prefer this method): Coupon Preferences on Smartphones/Tablets Receive via...
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