Coldwell Banker American Homes Blog
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9
Steps to Buying a Foreclosed Home
Let me guess: You are interested in buying a foreclosure property? When you want to buy a home, but the mortgage payments are difficult to afford, buying a foreclosure can look attractive. The unfortunate previous homeowner will have struggled with the costs of the mortgage, ending up with the home foreclosing to the lender.
The bank or other financial lender wants to sell these homes and get as much of their money back as they can. They are looking to get their money back quickly, and this can mean selling for less than the market value. This is where you can pick up a bargain that would otherwise cost more than you could afford.
Buying a foreclosed home...
2
Homeowners: Know How to Complete These Basic Tasks
Owning a home is infinitely rewarding but issues do pop up, and there's no need to call a handyman every time something goes haywire. The home repair experts at HGTV suggest four things every homeowner should know how to do:
Change smoke detector batteries. Do this twice a year or anytime you hear a loud chirping. Get up on a ladder and twist the body of the unit off the bracket. If it isn't hardwired, it will completely remove. Change the battery and twist it back in place.
Find the main water shut-off valve. If you ever come home to a flooded floor, you need to be able to shut off the water to the whole house ASAP, especially if t...
26
Four Ways to a Higher Credit Score
Improving your credit can take time, often many months. But there are some things you can do to raise your credit score quickly, even if only by a few points.
Pay Bills on Time
Payment history is the most important factor in FICO scores, accounting for up to 35 percent of a credit score. Paying your bills on time—regardless of whether it's a credit card bill or a utility bill—can significantly improve your score.
Late payments stay on a credit report for seven years. The longer ago they happened, the less they affect credit scores. If a bill goes unpaid long enough, the debt can be sold to a collections agency and will get reported to credi...
19
COVID-19 Update From Century 21 American Homes
There is no higher priority to our entire Century 21 American Homes Family than the safety of our employees, agents, clients and their families.
We are following the CDC on the steps we can take to help prevent the spread of the coronavirus.
In additional to federal and local government guidelines and recommendations we have also taken the following measures:
- Rescheduling certain events including our Heart of American Homes annual community fundraiser
- Suspending in person sales meetings, training, and company gatherings for 30 days in all offices. As an alternative virt...
16
For a Safer Home: How to Clean Your Dryer Vents
You may think you have all the bases covered when it comes to fire safety at home, but have you considered your clothes dryer?
Clothes dryers are responsible for nearly 15,000 house fires each year, and according to the National Fire Protection Association (NFPA), the leading cause of dryer fires is a build-up of lint in the system. While you may be vigilant about cleaning your dryer's lint trap, it's also critical to take care of your dryer's vent system as well. Here's how to do it in 10 steps, courtesy of Erie Insurance:
1. Buy a dryer cleaning kit. You can typically purchase a dryer cleaning kit from a home improvement store for under $50. The...