Coldwell Banker American Homes Blog
Coldwell Banker American Homes Blog
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April
11
11
Mortgage Rates Dip as Spring Home-Buying Season Begins
Mortgage rates across the United States have dropped slightly, just as the spring home-buying season has kicked into gear.
The average rate on a 30-year fixed mortgage dipped to 4.34% from 4.41% last week, according to the latest survey from mortgage buyer Freddie Mac. At this time last year-when rates hit record lows-the average was 3.43%.
"Mortgage rates eased a bit following the decline in 10-year Treasury yields." Frank Nothaft, vice president and chief economist at Freddie Mac, said in a statement. "Also, the economy added 192,000 jobs in March, which was below the market consensus forecast but followed an upward revision of 22,000 jobs in February. Meanwhile, the unemployment rate held steady at 6.7%."
Th...
April
10
10
10 reasons to love your lawn
(BPT) - As summer approaches and your thoughts turn to home improvement and the outdoors, you're probably considering a variety of ways to make your home more comfortable, and attractive, while hopefully increasing its value as well. One feature that can achieve all these goals is a healthy lawn.
Perhaps surprisingly, installing and maintaining a natural turf lawn is one of the best home improvement investments a homeowner can make. If you're weighing your options and wondering whether a lawn is worth the effort, consider the following 10 benefits.
1. Outdoor recreation: An inviting, low-maintenance outdoor space can provide a significant boost to your quality of life. From picnics and games to lounging in the shade with a drink and a good book, a lawn offers the perfect setting for outdoor entertainment and relaxation.
2. Increased...
April
8
8
Top 10 Tips Every Renter Should Know
The number of U.S. renters has expanded significantly nationwide since the burst of the housing bubble. Between 2009 (the start of the housing market decline) to 2013, the U.S. rental vacancy rate decreased 8.4 percent to 4.1 percent. Meanwhile, rents climbed 3.2 percent for all of 2013. Still, the demand for apartments remains strong. According to the U.S. Census ACS (2007-2011), renter households represented 34 percent of all households in the country. As such, it is important that renters know the proper steps to take to secure the property they desire and successfully navigate the rental landscape.
With increased activity in the rental space, renters who take the time to study the eccentricities of their particular market will fare better. The experts at...
April
1
1
April 5th - 6th Long Island and Queens Open House Weekend / iPad Giveaway
The Long Island Board of Realtors® Announced it's 5th Annual Long Island and Queens Open House Weekend iPad Giveaway Sweepstakes. To enter contestants need to attend Open Houses April 5th & 6th and...
March
28
28
How to Buy a House with Less than 20 Percent Down
When many people start the process of buying a house they assume putting 20 percent down is required. However, this is not the case and many lenders and mortgage brokers offer options for borrowers looking for mortgages that have a small down payment. Don Frommeyer, CRMS, President of NAMB (The Association of Mortgage Professionals), shares his advice for potential homeowners searching for mortgages with less than 20 percent down payment.
"There are a couple of things you'll want to make sure you have before researching mortgages, including solid credit standing and a steady income," says Frommeyer. "The options are out there and exist to make sure that people have the ability to buy and invest in real estate, even in...