Coldwell Banker American Homes Blog
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2015: Year of the First-Time Home Buyer
9
Keeping the heat inside your home during the winter
(BPT) - The heat is definitely on this winter. With winter storms hitting many parts of the country early in the season, furnaces are plugging away, causing rising heating bills. Space heating is the largest energy expense in the average U.S. home, accounting for 45 percent of energy bills, according to the U.S. Department of Energy. Consumers are looking to keep their homes cozy as the temperature continues to drop, while also having manageable utility bills.
To help homeowners combat the cost of heating a home during the winter months, Bobby DiFulgentiz, an energy efficiency expert with Lennox Industries, suggests looking at various spots around the house to keep the warm air in and the cool air out.
'Many places around the home can allow warm air to escape, wasting heating dollars. This causes your heat...
7
Last-minute shopping tips to check everyone off your holiday list
(BPT) - The days are flying quickly past, and the holiday season will be over before you know it. If you haven't completed - or even started - your holiday gift shopping yet, don't worry; there's still plenty of time to get everything accomplished.
First, be sure to find an idea for everyone on your list before you even think about shopping. With your ideas written down on a piece of paper, you'll be efficient in checking each and every name off your list. If the ideas are causing you the most problems, try an Internet search. Keywords to use can include 'gifts for mom' or 'musical gifts for a teenage boy.' And if your list includes people with hobbies, be sure to try an Internet search using those keywords as well.
Since you're already at the computer looking for ideas, you might as well continue usi...
4
Four Myths about Buying a New Home
Choosing whether to purchase a new or pre-owned home is a critical decision for homebuyers, and it's important to know the reality behind some misconceptions about buying a new home.
KB Home, one of the nation's largest and most recognized homebuilders, debunks three myths associated with buying new construction.
Myth #1: A new home is more expensive than a pre-owned home.
Fact: New homes can be built to accommodate any budget. Buyers can select from a variety of floor plans tailored to meet a range of budgets, so they only pay for what they value. Also, with standardized energy-efficient features, monthly utility expenses can be lower than those of an older home or rental property.
Myth #2: A new home will have features I don't want.
Fact:
30
Top 5 Cyber Monday Safety Tips
The Internet makes holiday shopping so easy-no fighting for parking spaces at jam-packed malls, no waiting in endless lines to get to the register.
But even if you consider yourself a pro, shopping online isn't without risks. These tips from USA.gov can help you protect yourself and your finances as you hunt for that perfect gift:
- Use a credit card rather than a debit card. Credit card payments can be withheld if there's a dispute with a store, and if the card is stolen, you won't have to pay more than $50 of fraudulent charges. But with a debit card, you can't withhold payments-the store is paid directly from your bank account. And if your card is stolen, you could be liable for up to $500, depending on when you report it.
- Find out if the public WiFi hotspot you're using at a coffee s...