Posts with tag 'Saved for Later'
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Five home buying trends for this year's market
(BPT) - If you're in the market for a new house this year, don't be fooled by the brisk chill in the air - the spring house-hunting season is actually closer than you think. That means now is the perfect time to start your planning. Space requirements such as bedrooms, bathrooms and square footage are essential, but a house is more than just shelter, it's your home, and the great ones not only have everything you need, but everything you want.
"Each family lives in their home differently," says Beazer Homes Senior Creative Manager Michael Phillips. "Some buyers prefer a private dining room, while others want an open-concept kitchen with a more casual eating area. Where one buyer might prefer an owner's suite on the main level, others may want all their bedrooms on the upper level."
Although every ho...
26
Selling or Staying, These Home Improvements Are Worth It
Generally, homeowners undertake home improvement projects for one of two reasons: to enhance their quality of living, or to increase the value of their home. The best improvements, however, pay off whether staying or selling.
The projects worth the most of their investment are:
1. Boost Natural Light – Buyers love balanced, natural light- and you probably do, too! To make the most of the light entering your home, install ENERGY STAR®-qualified, no-leak skylights in the kitchen or bathrooms. Skylight blinds can help control the amount of light at any given time of day, giving you (and buyers) the ability to enhance the ambiance of the home.
2. Install a Deck – Whether seeking to spend more time outdoors or to attract potential buyers, adding a deck (or up...
25
Mortgage Rates Circle Last Year's Lows
Mortgage rates have moved lower for the sixth week in a row, prodded by ongoing market volatility, according to Freddie Mac's recently released Primary Mortgage Market Survey® (PMMS®).
"The 30-year mortgage rate dropped another 7 basis points [last] week to 3.65 percent," says Sean Becketti, chief economist at Freddie Mac. "[Last] week's drop leaves the mortgage rate just 6 basis points above last year's low of 3.59 percent."
The average 15-year fixed-rate mortgage (FRM) averaged 2.95 percent with an average 0.5 point, according to the survey, and the average 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 2.83 percent with an average 0.4 point-both decreases.
"I...
19
5 things to discuss with your significant other before purchasing a home
(BPT) - In a relationship, you count on your significant other to be there with you through the good and the bad. They are your best friend, your confident and your closest ally. And you count on being able to have important conversations with them as well.
One of those important conversations every couple should have focuses on money and each person's respective financial goals, especially if you are planning to purchase a home. However, 33 percent of married or partnered adults have difficulty discussing money with their significant other, according to a Wells Fargo survey. "I think money is one of those topics most couples put off discussing because it can be sensitive," says Arlene Maloney, senior v...
15
7 Household Items to Toss, Now
The snows may not be fully melted, but the first signs of spring are closing in-and with them comes the impulse to clean and de-clutter in the annual rite we call spring cleaning.
But while some items get tossed without a second thought, consumer blogger Jacob Hurwith urges us to dig deeper, suggesting 10 things we really need to get rid of:
Old Shoes– It may be comforting to see those 27 pairs of shoes in your closet, but deep down you know that at least half of them will never be worn again. They have no purpose or sentimental value. Pitch them.
Unmatched and Outgrown Clothing – If there are odd gloves or socks cluttering the drawers, give up hope that mates will appear. Pitch them, and give your kids' outgrown clothes to charity or to a family with younger kids.
Wire Coat Hangers– If you've amassed a collection from the dry cleaners, take them back to...