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With the holidays over, heading into the coldest months of the year, many people might assume that now is a terrible time to buy a home. However, now is the best time to score a deal on that dream house!

Here are a few reasons why it may be in your best interest to buy a house this winter:
Motivated Sellers
The colder months tend to see less activity as far as listings and sales go. This may seem like a disadvantage; however, if you're able to find a house that meets your needs, chances are you'll also have found a motivated seller. The majority of homes are listed in the spring/summer, so...
If we're being honest, some home materials can simply stand the test of time better than others. This is especially true if your house is exposed to a harsh climate or undergoes the everyday wear and tear that comes with kids and pets running around. While some materials are at their best when they're shiny and new, others can develop a beautiful patina that adds character. Here are a few such materials that will continue to look better with age.

Copper
Copper can be used for a variety of applications around the home, from gutters and cladding to sinks, bathtubs and light fixtures. Wherever you choose to use it, eventually copper will oxidize and its shiny dark orange appearance will develop a distinguished look with shades...
If this is going to be the year you break out into your own place, you likely want to be sure your path is as clear as possible. First and foremost, buying one's first home is one of the most exciting - and challenging - life experiences.

To come out ahead, don't make any of the common mistakes that could put your home-buying experience in peril. The U.S. Farm Bureau (fbfs.com) advises first-timers against doing any of the following leading up to or during your closing:
Don't Open New Lines of Credit. Taking on new debt, no matter how small, could throw off your debt-to-income ratio — a magic number in mortgage lend...
With the New Year just beginning, it's time to think about resolutions to improve your life. Many people give up bad habits related to their health or finances while others start something new, such as taking a college class or changing jobs.

One of the most important improvements you can make this year involves your home. Make 2020 the year when you make key home improvements, such as these, that'll make it more valuable and appealing:
Foundation and Roof
Start with the basic essentials of your home. Check the foundation for cracks, settling or movement, and have those problems expertly assessed. Do the same for your roof to ensure adequa...
In October, home prices rose 3.3 percent year-over-year, according to the latest S&P CoreLogic/Case-Shiller Indices, bringing them a milestone 15 percent-plus higher than their last peak, in July 2006.

The complete data for the 20 markets measured by S&P:
Atlanta, Ga.
October/September: 0.4%
Year-Over-Year: 4.2%
Boston, Mass.
October/September: 0%
Year-Over-Year: 3.4%
Charlotte, N.C.
October/September: 0.4%
Year-Ove...
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