Coldwell Banker American Homes Blog
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2
Five Steps to Building a Better Credit Score
According to a recent survey by BMO Harris Bank, the majority of Americans (80 percent) across all ages say they are knowledgeable about how to achieve a good credit rating. Half check their score once a year, while 30 percent check it every few years or less. One fifth do not know their score.
On average, Americans believe a good credit score is 660. Among millennials, that number drops to 625, and those aged 35-54 and 55 and older believe a good score is 675.
Overall findings indicate that while most Americans believe they have a solid understanding of what a good credit score is, there is confusion around attaining it. Harris offers a number of basic tips to manage and improve a credit score, including:
Check your credit report. This should be done at least 60-90 days before...
26
10 Signs You Are Ready to Invest in Real Estate
When it comes to property investment, timing is everything. Ultimately, choosing the right time to enter the market will have a significant impact on the long-term success of your investment.
But how can you as an investor know whether the timing is right? Global property portal Lamudi has compiled a list of 10 tell-tale signs that now is the time to start building your investment portfolio.
1. You are financially ready. You have saved enough for the down payment and you have also established your emergency fund. You have taken into account home maintenance expenses. Your credit history is good and you are able to meet all the financial obligations.
2. You have set your long-term goals. You have a clear picture in your mind of the purpose of your investment a...
18
Three Common Credit Questions Answered
School is back in session, but many people still have questions about a subject that is rarely taught in the classroom: their credit. Here, credit reporting bureau Experian explains the truth behind these common credit questions.
What is my credit report used for?
Credit reports often are referenced to help lenders quickly and objectively decide whether to grant consumers credit and under what terms. Information from credit reports can be used for select employment, rental housing, licensing, insurance and other specific business relationship decisions. Consumers also can check their credit reports for signs of identity theft or use them to better understand what influences credit so they can make more informed financial decisions.
Typical credit reports inc...
12
Merrick Fall Festival And Street Fair
The Fall Street Fair In Merrick Is An Annual, New York Craft And Gift Show. A Unique Family Shopping Destination Where Consumers Can Interact With And Buy Directly From The Source-Emerging And Established Local Vendors.
Century 21 American Homes welcomes you to visit us at our booth from 11:00AM - 5:00PM on Saturday (9/13) & Sunday (9/14)
- Stop by for an a list of homes that have recently sold in your area!
- Stop by for an a list of homes currently On The market
- Have your Real Estate questions answered by our Expert Realtors!
- Free Candy & Give-a-ways
11
4 questions to ask before purchasing a new home
(BPT) - Buying a new house is an exciting time in your life. Because it is one of the most important investments you'll make for yourself and your family, there are many important factors to consider. Before making a purchase, take these four questions into account. Having the answers will allow you to enjoy your new home now and in the years ahead.
1. What exterior color palette speaks to you? Your home is a reflection of your personality and can be an extension of your lifestyle. When buying or designing a new house, contemplate its curb appeal. First impressions matter, so it's important to consider architectural style, exterior color and details like trim and landscaping. Coordinate the trim, soffits and doors with the primary siding color for a polished look. To help, look to popular and complementary col...