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(BPT) - Perhaps your home is in pretty good shape - newish roof, well-maintained furnace and air-conditioning, and fresh paint throughout. Or maybe you've bought a brand-new house that's move-in ready. Even though you don't really need to do a thing to the home, you may still have the urge to update. But what can you do when everything is already just about perfect?
Engaging in some out-of-the-ordinary upgrades can enhance a home's livability, your enjoyment of it and - in some cases - its resale value down the road. Before you settle on an upgrade, ask yourself these key questions:
* Will it improve the home's livability?
* Will it improve the healthfulness or security of the home environment?
* Is it a special feature that appeals to your lifestyle?
* How difficult/easy will it be to maintain?
* Does it...
If you are considering buying a home, understanding your credit report and score is the first step toward obtaining financing for your purchase. According to a recent TransUnion report, a majority of would-be homebuyers remain misinformed about the mortgage process, including the factors dependent on credit scores and steps to improve credit before buying.
"Leading up to a home purchase is a particularly important time to check and understand your credit score, as it affects lending rates and mortgage terms," explains Ken Chaplin, SVP at TransUnion. "We recommend prospective home buyers begin regularly checking their score at least three months before securing a mortgage in order to maximize their potential for the best financing options."
Per the report, half of potential homebuyers correctly id...
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